Read What Our Clients Have to Say:

In 2004, our health plan was self funded with a local Third Party Administrator and had been for a number of years. Although we utilized a Preferred Provider Organization and even negotiated special additional discounts with certain hospitals, our health care costs continued to be problematic. We also offered an HMO as an alternative to the self funded plan, but the majority of our employees were in the self funded indemnity plan. Historically, we had worked directly with our TPA and HMO, however, Apex Benefits Group approached us in 2004 regarding a comparative PPO re-pricing project. Through this claims cost study, we determined that we could achieve substantially better discounts through an alternative network. The results of the claims cost study process allowed us to negotiate an improved arrangement with our HMO and come in $2,000,000 less than our healthcare budget for the fiscal year.

In 2006, we made the decision to move to a Consumer Driven Health Plan and most significantly, to a single plan offering only a Health Savings Plan. Apex Benefits Group assisted us with developing the Request For Proposal, interviewing carriers, conducting analysis, and the selection process. We made our decision in March/April of 2006 and spent the balance of the year communicating the program to our employees. Apex assisted with developing the communication material and the actual enrollment meetings which were quite extensive. This major plan change was a cultural leap for our employees. However, we spent a significant amount of time prior to the plan change educating ourselves at the executive level and collaborating with our carrier and team at Apex about the implementation process and ramifications of a 100% HSA replacement plan. This education and planning period proved to be necessary to accomplish our objectives. We achieved financial success by coming in approximately $2 million under the estimated savings, and equally important, this directly correlated to saving jobs. Apex's ability to illustrate options and operate as an extension of our plan management team continues to bring value to our organization and has been an instrumental part in our progress."

Edward Isakson,
Human Resources Director,
Archdiocese of Indianapolis

"Our county is located in rural Southeast Indiana. Though we had retained a local agent for many years, we chose to make Apex Benefits Group our broker in 2005. Since then, we have established a close working relationship with our Apex Account Manager, Toni Stinson. She is always available to assist not only our benefits staff, but also our employees, their spouses, and sometimes even their providers. Many of our employees know Toni when they see her, they sometimes even contact her directly when they need clarification of our plan or need assistance communicating with our insurance company. She has worked closely with employees and generally does employee enrollment meetings annually to make sure benefits are communicated effectively.

I also appreciate knowing an associate will answer when I call Apex and even if Toni is not available, they will give me someone who is able to offer assistance. Although Apex's office is in Indianapolis, they have been as accessible as any local agency we have ever had."

Elaine Mortara,
Ripley County Deputy Auditor,
Versailles, Indiana

"In 2006 we engaged Apex Benefits Group to review our group insurance program. This resulted in Apex providing savings of $74,000 or 46% on our Life and Disability insurance premiums. We then moved to the TPA they introduced to us and incorporated their recommended PPO and saved $450,000 in healthcare costs in 2007 as compared to 2006 costs.

After the sale, Apex was there to provide guidance through the implementation and updating of our Plan Document to incorporate standardized eligibility and administrative procedures."

Brent Lindvall,
Treasurer,
World Gospel Mission

"We were facing another 33% increase to our medical premiums and our claims were not improving. Apex was able to effectively market our plan to provide us with an actual savings from our present costs. This occurred while maintaining an excellent, competitive benefits package.

In addition, they were able to provide us and our employees with substantial savings to our ancillary lines."

M. Wibbenmeyer
Director of Operations
The Julian Center, Inc.

"During a recent review of our plans, Apex Benefits Group advised us that the benefits payable through our Long-Term Disability plan did not cover all of our employees needs. They provided solutions and we were able to proactively amend the plan to ensure expected payments in the event of a claim.

It is a comfort knowing Apex is continually monitoring and reviewing our plans and proactively making recommendations when necessary."

D. Butler
Human Resources Manager
Somerset CPAs

"We are an international heavy construction corporation with a population of expatriates working and living in British Columbia. These employees were experiencing difficulty throughout the claims process with the medical and dental insurance carriers. The carrier relied on the expatriate for the financial conversion and service coding, which was a hardship for these employees. After we hired Apex, they provided a solution that resulted in our Apex Account Executive working as the point of contact for the expatriates and managing claim submissions on their behalf. We appreciate Apex's hands-on approach."

Mr. Scott Harrell
Corporate Human Resources Director

"Apex was able to help us benchmark our benefits and employee cost against our peer group to make sure we were competitive. We were able to revamp our plan to fit our business strategy rather than react to the marketplace. Not only was Apex able to provide a competitive solution, they directed the implementation process to insure success of our plan. With our company's growth initiatives, providing a cost-effective competitive benefit program is critical to attracting and retaining employees."

Mike Stout
Chief Administrative Officer
HH Gregg

"I appreciate knowing an associate will answer when I call Apex and even if Toni is not available, they will give me someone who is able to offer assistance. Although Apex's office is in Indianapolis, they have been as accessible as any local agency we have ever had."

Elaine Mortara,
Ripley County Deputy Auditor,
Versailles, Indiana